Frequently Asked Questions



General Questions:

Q: What's the interest rate likely to be? Is there a range?

A: We charge everyone the exact same rate. That's 15% of the amount you borrow. If you borrow $100, you will repay $115.

Q: you have a limit on how much can be lent?

A: The maximum is $500, like most states.

Q: I am on social assistance. Can I borrow?

A: While it is regular income, it's not regular employment income. You just be employed.

Q: Can you give me another loan before I pay this one off?

A: No, we can't do that. State law allows it but our policies prohibit it.

Q: Why did you reject my application?

A: You will have to talk to us about that.

Q: Is there a delay between paying off a loan and getting a new one?

A: No, there's nothing like that.